State and Local Housing Programs

State and Local Housing Programs:

Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.

In Tulsa County you may qualify for down payment assistance through a city funded program called Community Action Project (CAP).  CAP will provide 5% of your purchase price for down payment and closing costs up to $5000.  

These programs typically offer:

  • More relaxed qualifying guidelines
  • Lower upfront fees
  • Lower interest rate
  • Fixed rate
For more information call (918) 394-5626


Apply Now

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